What is PCI to me, a merchant? Why do I have to be involved? How will it affect my business if I'm not compliant?

Simply put, PCI compliance means that as a business, you are properly and securely managing your customer credit card information, sensitive data, credit card transactions and your business environment.

The goal of PCI is to ensure that people who want to use credit cards with a merchant, can do so with confidence because the merchant is compliant with all of the Payment Card Industry (PCI) standards. Each party involved in the transaction wants to have the safest, simplest and most trusted means of payment exchange.

Panoptic Security is a PCI compliance company. Our online PCI compliance application, ExpertPCI™, was developed by our data security experts to guide small to mid-sized business merchants through the PCI compliance process. We make the challenge of assessing your PCI compliance status easier.

Being PCI compliant has quickly become an essential part of your merchant to bank and credit card company relationship. If your merchant services provider or acquiring bank has not already directed you to become PCI compliant, they will very soon. We can help make this process is as streamlined and accurate as possible. Ultimately, we want to help ensure your ability to use credit cards as a part of your customer transactions is safe and secure for both you and your customers.

If you are ready to begin, please click on the Ready To Get Started button. This will take you to a set of questions about your business, how you gather and store your data, and how you handle credit card transactions. This will help us select the proper PCI standards Self Assessment Questionnaire (SAQ) for your business. The questions will be populated into the formal SAQ documents that will advise you of whether you are currently PCI compliant and what you may need to do to become PCI compliant.

Although, we can minimize the stress and time you will spend doing the PCI SAQ, we appreciate the energy you will invest in this necessary process.

  On the upside, the assessment will:

• Determine the right PCI SAQ for you business - A, B, C or D
• Determine if you are currently PCI compliant
• Create a Custom Remediation Plan to help you fix anything preventing PCI compliance
• Create a Customized Security Policy for your business as required for PCI compliance
• Receive a tailored Incident Response Plans as required for PCI compliance
• Give you access to the online ExpertPCI program, allowing you to update your PCI documents as your business changes
• Provide PCI compliance reporting for you and your merchant services provider
• Give you access to discounted external vulnerability scans, if it is determined you will require them
• Access to remediation solutions, if you need them
• Educate you about PCI compliance and how to keep your credit card and sensitive customer data secure from data breaches